Loan Eligibility Self-Assessment

The Loan Eligibility Self-Assessment Tool has been designed to help Nepali micro, small and medium-sized businesses (MSMEs) assess their potential of securing a loan from a commercial or development bank in Nepal.

It is based on an algorithm that considers a range of criteria used by the local banking industry in determining whether an applicant qualifies for a business loan.

The result generated is indicative and is not intended to serve as a formal confirmation of applicant’s eligibility for a loan. Lending decision remains solely with the particular bank applied to. Jaankaari does not guarantee in any way or form whether a bank will provide a loan based on the result generated.

What is the loan amount that you would like to apply for? (in Rs.)

What is the nature of your business?

What type of loan facility would you like to take?

In how many years would you like to repay the loan?

Is your business registered?

What is the type of your business?

How long has your business been operating?

When was your business registered?

How will you utilize your loan?

What is the current value of your stock (at cost price)? (in Rs.)

What is your total amount to be received from customers, whom you supplied goods on credit? Include only those receivables less than 90 days? (in Rs.)

What is the total amount of advance payment made to suppliers for goods that have not been delivered yet? (in Rs.)

What is the total amount payable to suppliers? (in Rs.)

Total Estimated amount required to purchase/construct land/building (in Rs.)

Total Estimated amount required to purchase other fixed assets (in Rs.)

Have you obtained working capital loan or any other loan from any other bank/micro-finance institution/co-operative?

Would you continue the loan obtained from the bank/micro-finance institution/co-operative together with new loan you are applying for or would you settle it before obtaining a new loan?

What is the total amount of your business loan outstanding at other banks? (in Rs.)

Do you have land and/or building in your/spouse's/father's/mother's or other person's name that can be offered as collateral?

Who is the owner of collateral?

Estimated Value of collateral to be offered (in Rs.)

What is the age of the proprietor/shareholder? (In case of partnership firm or more than one shareholder, indicate the age of the key partner/shareholder)

What is the maximum amount you can pay per month at any situation as repayment of your loan? (in Rs.)

Loan Eligibility Self-Assessment

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If you have any queries, suggestions or require any related information, please feel free to write to us.

The content on the Jaankaari portal should not be construed as advice, and are provided without guarantee of any kind. The Jaankaari team will not be responsible for any outcome as a result of the use of information/blogs presented on this platform.

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